Farmers Insurance Group

Farmers Insurance Group originated in 1928 when two men who shared a dream of providing a quality insurance product at a reasonable price opened the doors to the Farmers Automobile Inter-Insurance Exchange in Los Angeles. Providing industry-leading products and services to customers is a standard they pride themselves on. Today, Farmers Insurance Group of Companies is one of the country's largest insurers of vehicles, homes and small businesses and provides a wide range of other insurance and financial services products. Farmers Insurance Group serves more than 10 million households with more than 20 million individual policies across all 50 states through the efforts of over 50,000 exclusive and independent agents and nearly 24,000 employees. Farmers is a trade name and may refer to Farmers Group, Inc. or the Farmers Exchanges, as the case may be. Farmers Group, Inc., a management and holding company, along with its subsidiaries, is wholly owned by the Zurich Insurance Group Ltd. The Farmers Exchanges are three reciprocal insurers (Farmers Insurance Exchange, Fire Insurance Exchange and Truck Insurance Exchange), including their subsidiaries and affiliates, owned by their policyholders, and managed by Farmers Group, Inc. and its subsidiaries.

Many customers of Farmers Insurance Group have found their customer service to be exceptional and their agents extremely caring. They also offer many discounts, which in this economy is extremely beneficial. Because Farmers Insurance has been in business for so long and was created at first with the intentions of lowering insurance premiums for rural drivers, rather than urban drivers, was a little concerning to the masses, however, they have expanded their business to include drivers of all backgrounds and geographic locations across the United States, and has managed to expand its policy offerings to include home, life, fire and others. Another major plus for Farmers Insurance Group is their customized policies.

When an accident occurs, the last thing you want to worry about is buying a new car or the cost of repairs while driving a car rental, and although Farmers Insurance provides the rental for you, they do not cover the insurance for that rental when yours is down for repair. Another disadvantage is in the increased rates. Some consumers were quoted as saying that they received a hike in their premium rate every 6 months and were charge a monthly service fee.

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